Car insurance is not legally required in Thailand, but that doesn’t mean it’s not a good idea to have. Accidents happen, even when we’re being careful, and medical bills can be expensive. So, save your health and get an insurance!
If you’re involved in an accident that wasn’t your fault, car insurance can help you recover some of the costs. This blog post will discuss why car insurance is a good idea in Thailand and how to get it.
Why You Need Car Insurance in Thailand
There are a few reasons why you might want to consider getting car insurance when driving in Thailand, even though it isn’t required by law. First, as we mentioned above, accidents do happen. If you’re involved in an accident that caused damage to your car or injuries to yourself or your passengers, car insurance can help you cover the costs of repairs or medical treatment.
Second, if you’re involved in an accident that was your fault, car insurance can help protect your assets. In Thailand, if you’re found to be at fault for an accident, you may be liable for damages to the other driver’s car as well as any injuries they sustained. If you don’t have car insurance and don’t have the money to pay for those damages out-of-pocket, the other driver could take legal action against you. Having car insurance can help protect you from having to go through all that.
Third, if your car is stolen or damaged by something other than an accident (e.g., fire, flooding), having car insurance can help cover the cost of repairs or replacement. Again, this isn’t required by law in Thailand, but it’s worth considering if you want peace of mind knowing that your car is protected.
How to Get Car Insurance in Thailand
Now that we’ve gone over some of the reasons why you might want to get car insurance while driving in Thailand, let’s talk about how to actually get it. The first step is to find an insurance company that offers coverage in Thailand.
There are a few foreign companies that offer coverage here, but the easiest way to find a good option is probably to ask around or search online for recommendations. Once you’ve found a few companies to choose from, get quotes from each one and Compare Car Insurance in Thailand before finding the right one.
When you’re ready to buy a policy, most companies will require some basic information about you and your vehicle, including your name, address, contact information, make and model of your car, and whether or not you have any existing damage on your vehicle. You’ll also need to decide how much coverage you want and for how long – most policies are for 1 year at a time. Once you’ve paid for your policy, make sure to keep a copy of it in your car at all times so that you can show it to the police if necessary.
While car insurance isn’t required by law in Thailand, there are still plenty of good reasons to get it – especially if you’re planning to drive here regularly.
Accidents do happen (even when we’re being careful), and if you’re involved in one that wasn’t your fault, having insurance can help you recover some of the costs. If you’re involved in an accident that was your fault, having insurance can also help protect your assets from being seized by the other driver if they decide to take legal action against you.
And finally, if your car is stolen or damaged by something other than an accident (e.g., fire), having insurance can help cover the cost of repairs or replacement costs so that you don’t have to pay out-of-pocket . Finding and buying car insurance in Thailand is relatively easy – just make sure to do your research and compare quotes from different companies before making a decision .